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Loan eligibility

What can I borrow for a Kerala purchase?

Shows whether income or LTV is the binding constraint, and reminds the visitor that the 10% registration cost cannot be financed.

I earn ₹ a month and pay ₹ in EMIs. The property costs ₹, borrowing at % over years.

Adjust inputs and assumptions 2
%Enter a percentage, for example 5 for 5%. Lenders use 0.40–0.55 depending on income band.
%Enter a percentage, for example 5 for 5%. Tiered by ticket size; banks go tighter than the guidance.

Review the example figures, then calculate. Your edits are saved for this browser session.

Your results will appear after you select Calculate.

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