What will I owe if I sell, and how do I legally reduce it?

Models s.54 and s.54EC together with the ₹50 lakh bond cap, and shows the tax saved. Correctly blocks NRIs from the 20%-with-indexation option that only residents kept.

I'm selling for ₹ a property I bought for ₹ and have held for months. For tax, I'm a .

Adjust inputs and assumptions 4

Transfer expenses₹Brokerage, legal, registration — all deductible.

Cost of improvements₹Only what you can document.

s.54 — reinvest in Indian residential property₹

s.54EC — capital gains bonds₹NHAI/REC. Capped at ₹50 lakh — enter more to see the cap bite.

Adjust rates and fees 13

Try your own amounts, rates and thresholds. Changes apply only to your session and are labelled as your assumptions. Published rules stay unchanged.

Capital gains bond exemption cap₹Published/default value: 5,000,000. Existing calculator assumption; confirm for your case (2026-09-21)

Short-term tax slab assumption%Published/default value: 30%. Existing calculator assumption; confirm for your case (2026-09-21)

Long-term capital gains rate — non-resident, immovable property%Published/default value: 12.5%. Finance (No. 2) Act 2024 — amendment to s.112(1)(c), effective 23 July 2024 (2026-08-30)

Holding period for long-term treatment — immovable propertyPublished/default value: 24. Income Tax Department, India (2026-08-30)

Surcharge on capital gains tax — Band 1 · lower boundaryPublished/default value: 0. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 1 · upper boundaryPublished/default value: 5,000,000. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 1 · rate%Published/default value: 0%. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 2 · lower boundaryPublished/default value: 5,000,000. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 2 · upper boundaryPublished/default value: 10,000,000. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 2 · rate%Published/default value: 10%. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 3 · lower boundaryPublished/default value: 10,000,000. Income Tax Department, India — s.112 surcharge (2026-08-30)

Surcharge on capital gains tax — Band 3 · rate%Published/default value: 15%. Income Tax Department, India — s.112 surcharge (2026-08-30)

Health and education cess%Published/default value: 4%. Income Tax Department, India (2026-08-30)

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