What do I actually need in the bank on transfer day?

Models DLD's real 2% + 2% split instead of the '4% buyer fee' every other site repeats, and flags the Dubai Now channel that saves about AED 3,150.

I'm buying a for AED, borrowing AED, registered through the . I paying the seller's transfer share, and I paying agency commission at %.

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Documents issued

Adjust rates and fees 29

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DLD sale registration fee — buyer's statutory share%Published/default value: 2%. Dubai Land Department — Property Sale Registration (2026-08-30)

DLD sale registration fee — seller's statutory share%Published/default value: 2%. Dubai Land Department — Property Sale Registration (2026-08-30)

Registration trustee fee (service partner) — Band 1 · lower boundaryAEDPublished/default value: 0. Dubai Land Department — Property Sale Registration (2026-08-30); Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

Registration trustee fee (service partner) — Band 1 · upper boundaryAEDPublished/default value: 500,000. Dubai Land Department — Property Sale Registration (2026-08-30); Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

Registration trustee fee (service partner) — Band 1 · feeAEDPublished/default value: 2,000. Dubai Land Department — Property Sale Registration (2026-08-30); Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

Registration trustee fee (service partner) — Band 2 · lower boundaryAEDPublished/default value: 500,000. Dubai Land Department — Property Sale Registration (2026-08-30); Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

Registration trustee fee (service partner) — Band 2 · feeAEDPublished/default value: 4,000. Dubai Land Department — Property Sale Registration (2026-08-30); Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

UAE VAT%Published/default value: 5%. UAE Federal Tax Authority — VAT (2026-08-30)

Title deed certificate issuanceAEDPublished/default value: 250. Dubai Land Department — Property Sale Registration (2026-08-30); Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

Property map — apartment, villa or unitAEDPublished/default value: 250. Dubai Land Department — Property Sale Registration (2026-08-30)

Land plot map — unified with Dubai MunicipalityAEDPublished/default value: 225. Dubai Land Department — Property Sale Registration (2026-08-30)

Land plot map — outside Dubai Municipality jurisdictionAEDPublished/default value: 100. Dubai Land Department — Property Sale Registration (2026-08-30)

Knowledge fee (per document issued)AEDPublished/default value: 10. Dubai Land Department — Property Sale Registration (2026-08-30)

Innovation fee (per document issued)AEDPublished/default value: 10. Dubai Land Department — Property Sale Registration (2026-08-30)

Dubai Now digital transfer — service partner fee — Band 1 · lower boundaryAEDPublished/default value: 0. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Dubai Now digital transfer — service partner fee — Band 1 · upper boundaryAEDPublished/default value: 500,000. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Dubai Now digital transfer — service partner fee — Band 1 · feeAEDPublished/default value: 500. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Dubai Now digital transfer — service partner fee — Band 2 · lower boundaryAEDPublished/default value: 500,000. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Dubai Now digital transfer — service partner fee — Band 2 · feeAEDPublished/default value: 1,000. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Knowledge fee (Dubai Now channel)AEDPublished/default value: 30. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Innovation fee (Dubai Now channel)AEDPublished/default value: 30. Dubai Land Department — Buy or Sell Property via Dubai Now (2026-08-30)

Oqood provisional sale registration (developer self-registration)AEDPublished/default value: 1,000. Dubai Land Department — Request to register the initial sale (2026-08-30)

Mortgage registration fee%Published/default value: 0.25%. Dubai Land Department — Registering the Sale of a Mortgaged Property (2026-08-30)

Mortgage registration administrative feeAEDPublished/default value: 290. Real Estate Club Dubai — DLD fees 2026 (2026-08-30)

Mortgage registration administrative fee — low estimateAEDPublished/default value: 290. Real Estate Club Dubai — DLD fees 2026 (2026-08-30)

Mortgage registration administrative fee — high estimateAEDPublished/default value: 315. Real Estate Club Dubai — DLD fees 2026 (2026-08-30)

Developer NOC feeAEDPublished/default value: 2,000. Real Estate Club Dubai — DLD fees 2026 (2026-08-30)

Developer NOC fee — low estimateAEDPublished/default value: 500. Real Estate Club Dubai — DLD fees 2026 (2026-08-30)

Developer NOC fee — high estimateAEDPublished/default value: 5,000. Real Estate Club Dubai — DLD fees 2026 (2026-08-30)

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